Security Bank Personal Loan P1M

Share:
Guide para sa inyong Personal loan application sa Security bank.

       Mga dapat isaalang alang sa pag apply ng loan sa isang institusyon, unang una magkno ang dapat mong hiramin?, Pano ang pagbabayad?, Kakayahan sa pagbabayad?, Interes rate na ibinibigay ng isang institusyon?, At pang huli ang mismong institusyon na iyong hihiraman.

      Sa pagkakataon na ito isang institusyon lang ang pumasok agad sa aking isip, wala po akong kamag anak na nagtatrabaho dito, napukaw lamang ang aking atensyon sa banko ito ng mapadaan aq sa kanilang establisiyemto, nakapaskil doon ang salitang personal loan at ilang araw lang malalaman mo na agad ang approval nila, kaya agad akong nagsaliksik sa banko ito, at akin ngang napatunayan na madali lang mag apply sa kanila ng loan, basta kumpleto ang dokumento na iyong isusumite sa kanila, magiging madali na ang lahat sa  pag apply mo ng loan, nagbibigay din sila ng mababang interes sa sinumang gustong magloan. 

      Hindi rin sila humihingi ng anumang collateral para sa iyong  loan sa kadahilang ito ay personal loan din naman, at alam naman natin na ang personal loan ay isang unsecured loan.
    Ganunpaman ang Security bank kagaya ng ibang mga institusyon ay may kinapapaloobang bayarin gaya ng: processing fee, documentary stamps, pre termination fee at late payment fee.   

         Sa kanilang opisyal na website maari mo na ring malaman kung magkno ang iyong babayaran buwan buwan sa pamamagitan ng kanilang loan calculator.

      At mas pinadali din ang pag aapply sa kanila kung ikaw ay madaming inaasikaso at hindi makaalis agad sa trabaho maaari kang mag apply sa kanila sa pamamagitan ng online application, makikita mo din sa kanilang opisyal na website ang mga kinakailangang mong isumiteng mga dokumento.

Get the Cash You Need
Make your dreams come true with our multi-purpose, low-interest personal loan option with affordable payment terms. Consider a personal loan as your lifeline or a safety net in times when you need that financial boost. You can also use it for:

Education
Travel
Emergencies
Home Improvements/ Lot Down Payments *
Car Repair/ Car Purchase *
*As long as the secured portion is not financed by Security Bank


At a Glance

Take a look at what we can offer:

Minimum Loan Amount PHP 30,000
Maximum Loan Amount PHP 1,000,000
Payment Terms up to 36 months
Approval Time 5-7 banking days

Standard Personal Loan Rates
Term Monthly Add-on Rate*
12 months 1.39%
18 months 1.49%
24 months 1.59%
36 months 1.69%
*The Annual Percentage Rate (APR) begins at 29.48%.

Documentary Requirements
A. Completely Filled out and signed application form. For online application, go here. If you’re applying at a branch, click here to download the form.

B. If Employed:

One (1) valid government-issued photo ID
Income Documents, any of the following:
Certificate of Employment and Compensation
– issued within the last six (6) months
Latest ITR
Latest one (1) month payslip
C. If Self-Employed:

One (1) valid government-issued photo ID
Previous Year Audited Financial Statement
SEC Registration / DTI Certificate
Business Permit / Mayor’s Permit
Latest three (3) months bank statements
Latest GIS (if corporation)
Note: Additional documents may be required to process the loan.

 Eligibility
At least 21 years old at the time of application but not more than 65 years old upon loan maturity
Must be a Filipino Citizen
Must have an office or residence landline.
If Employed
Minimum gross monthly income:
For Metro Manila: PHP15,000
For outside Metro Manila: PHP12,000
If Self-employed:
With at least two (2) continuous years of profitable operations in the same line of business
Minimum gross monthly income:
For Metro Manila: PHP30,000
For outside Metro Manila: PHP25,000

No comments